Yes. Research shows that children form core money habits by age 7. Teaching financial literacy early, through age-appropriate lessons like our Money & Change™ Level 1, helps kids build healthy attitudes toward saving, spending, and sharing long before they face real-life money decisions. The program is not just for kids. It also gives parents the tools to reinforce those lessons at home and opens the door for parents and children to work together on healthy money habits from the start. Many parents are amazed at how much they learn about their own Money EQ while working through the activities with their children.

Our program blends practical financial skills with Money EQ (emotional intelligence about money) so kids learn both the “how” and the “why” of managing money. Every level builds age-appropriate skills, from identifying coins to setting savings goals to understanding income and expenses.

Each level is designed for a specific age range:

• Level 1: Ages 3 to 5 - Money basics and simple habits

• Level 2: Ages 6 to 8 - Earning, saving, and spending with purpose

• Level 3: Ages 9 to 11 - Budgeting, goal setting, and tracking

• Level 4: Ages 12 to 14 - Real-world money skills including income, expenses, and early credit awareness

Parents often work through the activities alongside their kids, which not only reinforces learning but also sparks meaningful family conversations about money. We are also developing an advanced teen and young adult program for ages 16 to 19+ that will cover everything from managing a paycheck to credit, loans, and long-term financial planning.

If you want a full-picture approach, The Integrative Trio™ is the best place to start. If you need immediate help with pricing, go with Confident Pricing: Purpose + Profit™. If cash flow is your priority, start with the Two-Month Financial Forecast. All tools are self-paced and designed for beginners and experienced business owners.

Because lasting results require both. Whether you are a business owner setting prices or a child learning to save, your relationship with money affects your decisions. Our tools pair CFO-level strategy with emotional clarity so you can make confident choices without second-guessing.

All products are delivered instantly via secure digital download. You will get a confirmation email with a link, plus immediate access on the checkout page. Most products are PDF guides, spreadsheets, or videos you can use right away.

You have lifetime access. You can start now, pause if needed, and return to the tools at any time. This makes it easy to adapt when your business or family’s money needs change.

No. Every product is designed to be clear, practical, and easy to use, even if you have no financial background. You will not need complicated formulas or advanced math. The guides explain each step in plain language, and the spreadsheets handle the calculations for you. Whether you are brand new to money management or a seasoned business owner, you will be able to apply the tools right away.

No. PDF files open on any device, and spreadsheets work with Excel, Google Sheets, or Numbers. You can print the guides or fill them in digitally.

Not at all. Whether you are a brand-new business owner, a seasoned entrepreneur, or simply someone who wants more confidence with money, these coaching sessions are designed to meet you where you are. Natalie uses 25+ years of experience as a CPA and strategist to explain concepts in plain language and create a plan you can put into action immediately. No advanced math or financial background is required - just a willingness to learn and take the next step forward.

Each session includes more than just our meeting time. You will receive a written summary and action plan within 24 hours so you know exactly what to do next. Depending on the session, you may also receive a follow-up email within 7 days to check on your progress. This way, you leave with clarity, confidence, and accountability instead of unanswered questions.